You have just acquired a vessel and are wondering how to insure it ? Boat insurance is a vast subject !
The cost of boat insurance is generally determined by the price of the vessel, its size, age, registration, sailing area, whether or not the crew resides on board throughout the year.
Civil liability insurance, third party insurance, comprehensive insurance... there are different insurance contracts. The civil liability insurance is generally the minimum contract required to have the right to enter and park in a port, during a stopover or all year round !
Personal injury or material damage caused to a third party, damage to the boat, theft, salvage... It is important to know exactly what is protected and guaranteed in the event of a claim. Other elements have an impact, such as themaximum amount covered per event and over the year, the insurance premium, the limit or ceiling of coverage, legal protection, medical assistance, deductible...
Boatngo's professional team is at your disposal to help you make the right choice of boat insurance for your unit and your projects. Contact us to get personalized advice, adapted to your situation !
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You have just acquired a vessel and are wondering how to insure it ? Boat insurance is a vast subject !
The cost of boat insurance is generally determined by the price of the vessel, its size, age, registration, sailing area, whether or not the crew resides on board throughout the year.
Assurance en responsabilité civile, au tiers, en tout risque… il existe différents contrats d’assurance. L’assurance en responsabilité civile est généralement le contrat minimum demandé pour avoir le droit d’entrer et stationner dans un port, en escale ou à l’année !
Personal injury or material damage caused to a third party, damage to the boat, theft, salvage... It is important to know exactly what is protected and guaranteed in the event of a claim. Other elements have an impact, such as themaximum amount covered per event and over the year, the insurance premium, the limit or ceiling of coverage, legal protection, medical assistance, deductible...
L’équipe professionnelle de Boatngo se tient à votre disposition pour vous aider à faire le bon choix d’assurance bateau en fonction de votre unité et de vos projets. Contactez-nous pour obtenir des conseils avisés, personnalisés, et adaptés à votre situation !
Boat insurance is a policy that provides financial protection in the event of damage, loss or liability related to a boat. It generally covers accidents, theft, property damage and third party liability.
Boat insurance can cover a wide variety of boat types, such as sailboats, powerboats, yachts, fishing boats and jet skis. There are specific policies for each type of boat.
Boat insurance offers several benefits, including financial protection in case of damage or loss, coverage for third-party liability, peace of mind while sailing and the possibility of assistance services at sea.
Typical boat insurance coverages include third party liability, theft protection, property damage, accidents, natural disasters, fire and towing costs.
Boat insurance rates depend on several factors, such as the value of the boat, its age, size, type, area of travel, the owner's boating and insurance history, and the coverage options chosen.
To find the right boat insurance for your needs, you can compare quotes from different insurance companies. It is recommended that you request personalized quotes by providing specific information about your boat, your sailing experience and your coverage requirements. Boatngo will assist you in this process.
In many countries, it is not mandatory to have boat insurance. However, some jurisdictions may require liability insurance to navigate in certain areas or to participate in certain water activities. It is important to check local laws or consult the appropriate authorities for specific requirements.
In the event of a loss or claim, you should contact your insurance company as soon as possible to report the incident. Provide all required information and follow the specific claims procedures outlined by your insurance company.
Yes, it is generally possible to change the insurance coverage during the course of the policy. If you wish to make changes, such as adding new coverage options or increasing the insured value, it is recommended that you contact your insurance company to discuss available options and possible rate changes.
There are several ways to reduce the cost of your boat insurance. You can consider installing additional safety features on your boat, obtaining a boating certificate, choosing a higher deductible, bundling your boat insurance with other policies from the same insurer, or comparing quotes from different companies to find the best coverage at the best price.
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